To learn more about how to get cheap car insurance while still having quality coverage, WalletHub posed the following questions to a panel of experts in Florida. If you can prove your deployment and that you did not drive any civilian vehicles during that time, you may be able to temporarily cancel your registration and insurance and reinstall it when you return without penalty. Bodily injury and uninsured motorist liability coverage comes standard and is recommended with your policy, but you can refuse them in writing. Your teen can help maintain cheap car insurance rates by keeping a clean driving record and avoiding accidents and traffic violations.
These forms are required to prove that you have Florida's minimum insurance limits and to have your license reinstated after a suspension. Insurance for DUI drivers is expensive because the violation indicates that you are more likely to file a claim than the average driver. Driving a car without insurance is illegal in Florida, and the state has severe penalties for doing so. Insurance ID cards must be carried in your car at all times and shown to the police when requested or after an accident.
There are several factors that affect how much you will pay for car insurance in Florida, including your driving record, age, location, the amount of coverage you purchase and the insurance company you purchase it from. We collect thousands of rates from every Florida zip code for the largest auto insurance companies. Experts recommend buying more than the bare minimum when it comes to all parts of your auto liability insurance. Floridians have some alternatives to buying insurance, but they are more difficult and require additional initial resources.
How much more high-risk drivers pay for car insurance in Florida depends on why they are classified as high-risk. According to Bankrate's analysis of rate data, the average cost of car insurance in Florida is higher than in many other states. Next, we'll tell you what coverage you need and why you should switch to Mercury for car insurance.