Buying less coverage means you'll pay less in monthly premiums, but it also means you'll have less protection in the event of an accident. According to Insurify's internal data, this is the average cost of car insurance rates for drivers in the top 10 cities in Alabama. Car insurance in Alabama is slightly cheaper than the national average, but not all companies offer the cheapest rates or the best coverage. If you are in an accident while driving without insurance in Alabama, you will be cited and all penalties for driving without insurance will apply, no matter who is at fault.
Car insurance prices vary by state, but car insurance rates in Alabama are considered roughly average. The cheapest insurance companies in Alabama are Geico, Country Financial, and USAA, but insurers calculate premiums differently, so it's a good idea to get quotes from more companies to find the best deal. Insurify analyzed car insurance rates in the twenty most populous cities in Alabama and selected the following providers and quotes as the best rates for drivers in Alabama. According to data from the National Association of Insurance Commissioners (NAIC), car insurance in Alabama is slightly cheaper than the national average.
The way to find the insurer with the best ratings for car insurance in Alabama and save on your insurance premiums is to compare quotes from all the companies in your area. To find cheap car insurance for seniors, drivers in their 60s need to make sure they're looking for the best rate. In the event of a collision, having only liability coverage in your car insurance would not cover your injuries or damage to personal property, since you are the driver responsible for the accident. For insurance companies, it's similar to a bad driving record, so drivers who let their insurance expire for 60 days pay about 11% more than the average premium in Alabama.
MoneyGeek looked at several key aspects of car insurance rates in Alabama to help you understand how prices change.