Blue Cross and Blue Shield of Alabama offers the most affordable health insurance plan with a high out-of-pocket maximum. Find the cheapest Alabama health insurance rate for your county for all metal levels in the table below. If you're self-employed or don't have insurance from your employer, in other words, you're looking for individual or family health insurance in Alabama, you may be looking for insurance under the Affordable Care Act, which is often called Obamacare. Learn how the American Rescue Plan reduced market health insurance costs for Alabamans, from Birmingham to Mobile to Montgomery and beyond.
Plans and premiums shown are for a 40-year-old man who resides in Alabama who buys health insurance in that county. How old you are when you buy a policy significantly affects the cost of health insurance in Alabama. The Alabama Health Insurance Plan (AHIP) was created in 1998 to give applicants a coverage option if they were not eligible to purchase individual health insurance because of their medical history. If you don't fit into those profiles, you must purchase private plans through your employer or individually through the Alabama insurance exchange.
With a 40-year-old male profile, these rates are for all types of health insurance plans in Alabama. Blue Cross and Blue Shield of Alabama offers the cheapest health insurance plan in Alabama with a minimum out-of-pocket maximum. MoneyGeek collected health insurance plans and premiums in Alabama from the Public Use Archives (Health Insurance Exchange PUF) for all available metal levels and in various age groups. From Huntsville to Montgomery, from Mobile to Birmingham, explore these Alabama health insurance options and more that may be available now.
Open enrollment refers to the period in each year when you can renew your existing health insurance plan in Alabama or enroll in a new one. We offer a wide selection of Alabama health plans for individuals, families and small businesses from most major Alabama health insurance companies. If you expect to need a lot of medical attention, buying health insurance in Alabama with a minimum out-of-pocket maximum may be a better option.