The average cost of car insurance in Alabama is 3% lower than the national average auto insurance premium, and Alabama ranks 29 out of 50 for the most affordable car insurance rates in the U.S. UU. Since drivers are legally required to have insurance, learning about car insurance rates in Alabama could be a useful budgeting tool for drivers in the cotton state. Getting a full coverage policy in Alabama gives you access to higher liability limits, as well as comprehensive and collision insurance coverage that protects you against most traffic accidents and off-highway incidents.
All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as approval of coverage, premiums, commissions and charges) and policy obligations are the sole responsibility of the insurer. Drivers in Alabama who have been caught speeding could find the cheapest car insurance with State Farm. With the above knowledge and classification methods, Insurify can offer car insurance buyers an insight into how various insurance providers compare to each other in terms of cost and quality. According to the Insurance Information Association, your driving record is taken into account when insuring your car policy, so being riskier to insure means paying higher premiums.
The table below lists the other available car insurance companies that offer car insurance in Alabama, along with their average monthly cost and their average annual cost. But the actual costs of auto insurance depend on several factors, including age, coverage amounts, credit score, and driving history. Most questions about car insurance in Alabama are related to rates and coverage options. If you have subprime credit (credit scores below 670), you'll likely need to look for affordable car insurance in Alabama.
Other major insurers typically known for having cheap rates, such as Geico and Progressive, were more expensive in Alabama than in other states, but you should search to find your best rates. The consequences of driving without insurance are ultimately more costly than buying minimal car insurance coverage. Many companies licensed to sell auto insurance in Alabama also offer discounts for buying two or more policies, such as for automobiles and homeowners, so that veterans and active members of the military can save even more by combining policies. The table above illustrates an estimate of what young drivers can expect to pay for car insurance in Alabama.
People interested in whether average car insurance rates in Alabama are expensive or don't have multiple questions.